Understanding How Care Is Funded
Funding care can feel complicated. We help families and professionals understand the options and the next steps, so you can focus on finding the right support.
The Main Ways Care Is Paid For
Most supported living and residential care is funded in one of three ways: through the local authority, through NHS Continuing Healthcare or privately. Many people are unsure which applies to them, and that is completely normal. Our team can help you understand your situation and guide you to the right starting point.
The Three Main Funding Routes
Local Authority Funding
People with eligible care needs may be eligible for funding from their local authority, subject to assessment. A financial means test also applies and will determine the level of contribution required.
- ✓Eligibility is subject to a care needs assessment
- ✓A financial assessment determines any personal contribution
- ✓Direct payments may be available to manage your own care
NHS Continuing Healthcare (CHC)
NHS Continuing Healthcare is available to those with a primary health need. People may be eligible for fully funded NHS care, subject to assessment by the NHS Integrated Care Board.
- ✓Covers the full cost of care for those who qualify
- ✓Eligibility is subject to a multi-disciplinary assessment
- ✓Not means-tested — based on health needs alone
Private Funding
Some individuals and families choose to fund care privately, either because they do not meet the threshold for funded support or because they prefer to arrange care independently.
- ✓Full flexibility over care arrangements and provider choice
- ✓Can be combined with local authority or NHS contributions
- ✓Financial advice services can help plan for care costs
Not Sure Which Applies to You?
You do not need to have everything worked out before speaking to us. Many of the families we support come to us at the very start of the process, unsure of what they are entitled to. We will listen to your situation and help you understand the most likely route forward, without any pressure or obligation.
How We Support You Through Funding
Talk to Us
Tell us about the person who needs support. We will listen carefully and ask the right questions to understand the situation before anything else.
Understand Your Options
We will explain which funding routes may be relevant, what is subject to assessment, and what steps are typically involved in each pathway.
Take the Next Step
Once you have a clearer picture, we will support you in moving forward — whether that means making a referral, arranging a visit or simply providing more information.
Frequently Asked Questions
Let Us Help You Understand Your Options
Whether you are a family member, a social worker or a healthcare professional, our team is here to help you navigate funding with confidence. Get in touch today and we will guide you through the next steps.